Insurance

Start Using the Car Insurance Premium Calculator in Just 10 Minutes [Top 10 List]

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What is the Auto Insurance Premium Calculator?

Auto Insurance Premium Calculator is a dynamic tool provided online by auto insurance companies. Get started with the top 10 online car insurance premium calculators.

Almost all reputable car insurance companies have a car insurance premium calculator on their official website.
With the help of car insurance premium calculator, customers can get a quote for their car insurance policy and the premium amount they need to pay for it.
You need to visit the ‘car insurance calculator’ page and fill in some basic information about yourself, such as the policy holder’s name, contact details and address, followed by some standard details about the insured car or by secure. These details are: the name of the car manufacturer, the car model number, the year of manufacture, the car sub-type (if applicable), the type of fuel and the date of registration.
Some companies also give you the option to select whether you want to insure accessories installed inside the car.
Once you have filled in the details correctly, simply click on the ‘calculate premium’ button and you will immediately get the quote.
After this, you also have the option to get more information and the payment option to buy the car insurance of your choice.
What are the benefits of a car insurance premium calculator?
Now that we know what a car insurance premium calculator is, let’s find out why it’s worth a try:

Using an auto insurance calculator helps you assess your insurance needs, making it easy to select the best policy that covers all requirements.
It’s an easy and efficient way to compare premium rates from a variety of feature-rich plans for your vehicle.
The process of purchasing a policy becomes impartial as you do not have to be under the influence of an agent/broker and are free to make your own decision.
By using a car insurance calculator, you get accurate information about the premium amount you’ll pay for a particular policy.
You can also understand how premium rates change with a change in variables.
How to use the car insurance premium calculator?
Any online car insurance calculator will ask you for basic details about your car, such as the make and model, registration number, date of manufacture, etc. to calculate the premium.

However, you should also be aware of the following factors that affect the value of the premium:

Declared Insured Value or IDV of the vehicle This is one of the most important factors that has an impact on your car premium. IDV is the sum insured of the vehicle that the insurer finalizes. In simple terms, it is the current market value of the vehicle.
Vehicle Cubic Capacity (CC) Your vehicle’s engine power is directly proportional to your auto insurance premium.
No Claim Bonus (NCB) You can save up to 50% on your own damage premium if you have a No Claim Bonus feature on your auto policy.
Additional discounts Installing anti-theft devices in your car or becoming a member of the Automobile Association of India (AAI) can also significantly reduce your car insurance premium.
Auto Accessories Any modifications to the vehicle will add an additional amount to your insurance premium.
So you have understood very well, what is the car insurance premium calculator? and the benefits of using the car insurance premium calculator, so take 10 minutes to get started with the car insurance premium calculator [Top 10 List].

  1. Bajaj Allianz General Insurance Company Limited

Bajaj Allianz General Insurance Company Limited is a joint venture between Bajaj Finserv Limited (recently spun off from Bajaj Auto Limited) and Allianz SE. Both enjoy a reputation for experience, stability and strength.

Bajaj Allianz received the Insurance Regulatory and Development Authority (IRDA) Registration certificate on May 2, 2001 to conduct various business (including health insurance business) in India. The Company has an authorized and paid-in capital of Rs 110 crore. Bajaj Finserv Limited owns 74% and the remaining 26% is held by Allianz, SE.

As of March 31, 2017, Bajaj Allianz continues to be one of the most financially strong insurers in the industry by maintaining its growth and profitability. The company made a pre-tax profit of Rs. 1,078 crores and emerged as the most profitable insurer by

post a profit after tax of Rs. 728 million rupees. The company reported a GWP of Rs. 7,687 crores, which has grown by 30.3% as compared to the last fiscal year.
Car insurance premium calculator.

  1. HDFC ERGO General Insurance Company Limited
    HDFC ERGO General Insurance Company is a 51:49 joint venture between Housing Development Finance Corporation Ltd. (HDFC), India’s leading housing finance institution, and ERGO International AG, the main insurer of Germany’s Munich Re group. The Company marked the first merger in the General Insurance sector in August 2017, with IRDAI’s approval for the merger of HDFC ERGO General Insurance Co. Ltd. with HDFC General Insurance Ltd. (formerly known as L&T General Insurance Co. Ltd. .), and the merged entity, known as HDFC ERGO General Insurance Co. Ltd., is the third largest provider of general insurance in the private sector.

HDFC ERGO offers products such as auto, health, travel, home and personal accident insurance in the retail space and personalized products such as property, marine and liability insurance in the corporate space through its extensive network of 122 branches that are distributed in 106 cities and a wide distribution network.

HDFC ERGO has launched several technologically innovative solutions, offering customers an enhanced service experience, such as the Insurance Portfolio Organizer (IPO) app, the IPO app on Apple Watch, the overnight vehicle repair service, the engine self-inspection app and the HDFC ERGO community. – https://community.hdfcergo.com/ . With a paradigm shift in customer engagement due to new technological innovations, the Company has enabled newer platforms for customers to engage and interact with the company such as DIA, the AI-enabled chatbot service available on the website of the Company, Amazon Alexa and Google Assistant.

HDFC ERGO has left no stone unturned in the provision of customer service, as the Company follows a 30-minute turnaround time (TAT) for processing Pre-Authorized Cashless Health Insurance Claims and a 15-minute TAT for process pre-authorized cashless health insurance claims. Insurance claims.

car insurance premium calculator

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  1. Undercover Fox

Coverfox is an IRDAI authorized insurance brokerage firm. We started as a website in 2013, with the goal of making insurance simple.

If you want to buy insurance, you’ll want to compare the features and prices of an insurance policy and buy the best policy you deserve. So I would expect some help if you ever want to make a claim or renew the policy.

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  1. Trustworthy general insurance

We are proud to be one of the leading general insurance companies in India. We have a huge customer base that includes people like you, businesses, and SMEs.

With our 139 offices and over 26,587 brokers in India, you can now contact us and enjoy our services at your convenience. In addition, with online and telecall services, we have become even more accessible.

What do we have for you?

You can look to us for many of your insurance solutions regarding auto, health, home, travel, marine, etc. Through our products and services, we try to meet the individual needs of each client by offering personalized plans. In our effort to delight our customers, we strive to create innovative products such as India’s first over-the-counter home and health insurance policies.

Vision

We want to get a perfect score for the world’s standard products and services, and we want to be your first choice in domestic and global markets.

Mission

• Meet your need for insurance coverage in that crucial hour

• Offer unparalleled customer service

• Offer innovative products

• Better reach through presence in India and abroad

Goals

• Make affordable insurance accessible to all

• Keep you, our customers, as a focal point in all our operations

• Protect the interests of the insured

• Be the most innovative in product development

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  1. PolicyX
    At PolicyX it’s all about you, so we make sure you get the most by paying the least for your insurance. Having insurance means having financial security in times of death, deterioration of health, maternity, business losses, accidents, illnesses and various situations. We understand and support you every step of the way as if

outside yours, helping you cover financial losses in times of need. We have seen and been horrified by the number of times agents play into such sensitive situations through cheating, fraud and mis-selling. To eliminate such practices in India, we bring you PolicyX where we believe that our clients should receive the best personalized policies at the lowest premium costs by giving them the satisfaction and sense of satisfaction that they are covered in times of emergency.

With our Find > Choose > Buy tagline, we get you instant quotes, help you select the right quote, and secure coverage right away with our technologically advanced system. We run complex algorithms to find plans that fit your requirements and return features and quotes to you in seconds. So PolicyX has you covered for all your insurance needs. Why not start? Get your first quote now!

Car insurance premium calculator.

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  1. Bharti AXA General Insurance Company Ltd.

Bharti AXA General Insurance Company Ltd is a joint venture between Bharti Enterprises, a leading Indian corporate group, and AXA, a world leader in financial protection. Our firm started domestic operations in August 2008. We are licensed by IRDAI (Insurance Regulatory and Development Authority of India). With our comprehensive and innovative insurance solutions, we make sure you find the right match for your insurance need. We offer insurance coverage in several categories: auto, health, travel, home and more. You can easily buy and renew policies with us online.

Car insurance premium calculator.

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  1. Bankbazaarinsurance.com

Bankbazaarinsurance.com is an online insurance comparison destination for customers looking for life and general insurance products. Our goal is to provide customers with a one-stop solution for their insurance needs and build a one-stop destination for insurance requirements viz. Ease and Convenience; Ease of understanding; personalized offers; Compare multiple options.

Meet the Founders:

Adhil Shetty

An engineering graduate from Anna University and a Master’s in International Relations from Columbia University, Adhil held key positions in the US Eastern Alliance.

Arjun Shetty

Arjun has a Master’s degree in Operations Research from the Georgia Institute of Technology and a Bachelor of Engineering from Anna University.

Ratty Shetty

Rati completed his BBA degree from the University of Madras. Rati absorbed some of the rich qualities of Toblerone in Brazil and Milka in the US while managing the launch and marketing operations of many of Kraft Food’s brands in export markets around the world while working for Kraft in the US. USA and Taiwan.

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  1. Easy Insurance India

Easyinsuranceindia.com is another successful initiative of the professionals who founded ICM Computer Consultants and ICM Solutions in 1989 and 2001. These professionals were educated in the US and have a combined international experience of over 40 years in the US. and India in the areas of corporate management and IT solutions services. Over the past decade, ICM has helped more than 500 clients achieve their goals by providing effective custom solutions that combine software, hardware, and other services.

We believe that we are successful today because our management is focused on customer satisfaction and customer growth, which permeates the rest of the organization.
We are constantly striving to make our operations more efficient, such as re-engineering our processes, using the latest technology, and many more such initiatives, which allow us to provide customers with better service and better value for money.
The insurance industry is becoming increasingly competitive and offers a wide variety of options to customers. This is a welcome change for customers. However, due to the complexity involved, it has become extremely cumbersome for customers to make comparative insurance purchases.
Through easyinsuranceindia.com, we empower the customer with a powerful tool where customers can compare products offered by multiple insurance companies in one go, allowing them to decide on the best insurance coverage for them.

Our mission

ICM Insurance Brokers Private Limited (ICM) covers the risks of individuals and businesses in the modern economy looking for easy, transparent, comprehensive and cost-effective insurance solutions on demand, along with a hassle-free claims settlement.
Our vision
ICM is the preferred way to shop for insurance products through easyinsuranceindia.com, its most intuitive e-commerce solutions coupled with superior customer service, during purchase and during claim.

Car insurance premium calculator.

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9.IFFCO-Tokyo General Insurance

IFFCO-Tokyo General Insurance was incorporated on December 4, 2000 with a vision to lead the industry by building customer satisfaction through fairness, transparency and rapid response. It is a joint venture between the Indian Farmers Fertilizer Cooperative (IFFCO) and its associates and Tokio Marine and Nichido Fire Group, which is also the largest listed insurance group in Japan.

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  1. Kotak General Insurance

Kotak Mahindra General Insurance, a 100% subsidiary of India’s fastest growing bank, Kotak Mahindra Bank Ltd., was established to serve the growing non-life insurance segment in India. At Kotak Mahindra General Insurance, we value customer service, quality and innovation above all else.

The company aims to serve a wide range of customer segments and geographies offering a variety of non-life insurance products such as auto, health, etc.

Kotak General Insurance has a national presence of 13 branches spread across India (as of December 31, 2017) and an employee base of 354 professionals. (as of December 31, 2017)

As a practice, the company seeks to provide a differentiated value proposition through personalized products and services that take advantage of state-of-the-art technology and digital infrastructure.

Car insurance premium calculator.

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Bottom line

Insurance has become a prime necessity of life these days and car insurance is mandatory, you can calculate insurance with the above given top car insurance premium calculator.

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